Disclosure

The estimated required monthly payment shown, which may exclude taxes and delivery, equals the amount financed multiplied by 1.933%, rounded to the next highest whole dollar. During the last month(s) of the promo period the required monthly payment may be reduced due to this rounding. The sum of the required monthly payments will equal the cost of the amount financed. These payments apply only with the financing offer shown. If you make the required payments by the due date each month, you should pay off this purchase within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payments.

IMPORTANT:

The information about the Fixed Monthly Payment shown assumes the following promotional financing offer is applied to the amount financed:

5.99% APR for 60 Months*

On purchases of $5,940.00 or more with your Ricoma credit card. 60 fixed monthly payments required. Small down payment is required for purchases over $20,000.

Interest will be charged on the promo purchase from the purchase date at a reduced 5.99% APR and fixed monthly payments are required until paid in full. These payments are equal to 1.933% of initial promo purchase amount and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promotion purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.